22 Comments

1. 

   Francois on February 27, 2018 at 9:50 am

   Would love to make the new home my own with the DIY voucher………..

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   • 

     PBAdmin on February 28, 2018 at 3:22 pm

     Thank you for your entry for our Month of Love Competition Francois. We will be doing the lucky draw for the R2000 DYI gift voucher, by the end of the week and the winner will be announced on our Facebook page.

     Reply
2. 

   Mark Prinsloo on December 11, 2018 at 1:39 pm

   Awesome professional service. Through the whole process I was guided, updated and it felt as if my interests were always at the forefront. Well done to Sanette and her team of professionals. I would recommend their services to friends and family or anyone who has to embark on such a process.

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3. 

   Johan en Amanda van der Merwe on January 28, 2019 at 8:02 am

   Ons kon nie n beter maatskappy gekies het om ons verband te hanteer nie. Sanette en haar span is voorwaar die beste. Ons sal julle ewig dankbaar wees vir die uitstekende en vinnige diens. Weereens baie dankie. Ons sien uit na ons aftrede in “Soete Inval” danksy julle harde werk.

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4. 

   Pieter & Belinda De Jager on February 11, 2019 at 10:57 am

   Thank you Sanette and your team we received an absolute awesome service from you!

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5. 

   Dean & Mpho Hing. on February 15, 2019 at 10:58 am

   Dear Sanette & Team.

   Thank you so much for your excellent service. We would most probably have not gotten 100% bond approval, but because of your passion and dedication to helping us get our DREAM HOME, EVERYTHING WAS APPROVED.You worked tirelessly, throughout the process, and gave feedback on a regular basis.

   We would recommend your services to anyone at anytime, thank you so much.

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6. 

   Elisna LESSING on April 26, 2019 at 1:40 pm

   Ek wil graag vir Sanette en haar span bedank vir hul uitstekende diens.
   Die hele span is uiters professioneel en effektief.
   Die deurlopende terugvoer gedurende die proses word opreg waardeer.
   Dit was die tweede keer dat ek van hul dienste gebruik gemaak het en beveel hulle ten sterkste aan.

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7. 

   Shaun Hattingh on April 29, 2019 at 5:36 pm

   Ons het nog nooit voorheen sulke goeie diens ontvang van n bond originator soos hierdie een nie.

   Sanette en haar span is baie professioneel en gaan uit hulle pad uit om jou te help deur die proses.

   Weereens dankie aan die beste bond originator maatskappy!

   Reply
8. 

   Claries Roelofsz on May 10, 2019 at 12:40 pm

   Sanette and her team offered us amazing service. They were fast, friendly, helpful and very professional.
   I would highly recommend them. They truely went out of their way to assist us with a complicated application and explained everything to us through the entire process.

   Reply
9. 

   Douw en Christa Hurter on May 16, 2019 at 3:46 am

   Waar dit vir ons soos n berg gelyk het om oor te kom het Sanette en haar span vir ons die berg plat gevee.
   Van die eerste oproep af tot die finale teken was hulle eenstryk deur daar om in die agtergrond alles met die banke en agent uit te sorteer. In vandag se besige lewe en druk skedules weet ek nie hoe ons die huis transaksie so ”payneless” sou kon doen. Profesionele raad en aanbevelings tot die geduldige luister en antwoord op ons vrae.

   Baie dankie weereens
   Douw en Christa

   Reply
10. 

    Russell on May 21, 2019 at 5:31 pm

    Well done Payneless bonds , Sanette Payne in particular.
    Your excellent service and the results you were able to “strategically” achieve for me has motivated me to write this testimonial. I will absolutely recommend your services.

    If you have the time to read , Here below is my “Why”

    In my previous property purchase about
    2 years ago , I applied for a bond through a well know bond originator. According to the evaluation the house was priced correctly , in a prime area , I was financially ready and I had nursed my credit status for this occasion.
    Disappointedly, I was presented with 4 “ridiculous” offers from the mainstream banks. The bond originator made a few calls and we then had some counter offers of which I chose 2 of the best offers to proceed with. After several intensely motivated kickbacks from the bond originator to the banks, the final offer I accepted was a 92.5% bond @ 11.51% interest. Second best offer on the table dropped down to an 80% bond with around 12.75% interest.

    The results achieved by Payneless bonds this time round were significantly better.
    The first 4 offers collected not only came in at 100 % bond , 3 fell under 11% with 1 below 10%.
    The best offer with a weighted average interest of 9.905% over the full period of the loan. With an incredible 9.765% interest for the first portion of the loan amount.

    Why then were the results of 2 years back and this time round with Payneless bonds so dramatically different ?

    In actual fact , my previous bond application mentioned was so disappointing that I hadn’t actually planned to approach a bond originator for my next property purchase . I prepared to apply in person with my home bank. I was convinced it would bring better results this way, but after the first 2 visits to my prestige banker and a couple of calls to the helpline, I experienced first hand and awoke to the reality that I’m dealing with a process that is predominantly system driven and time consuming for queries and feedback. I had no idea what I was doing , also had no insight into what happens behind the scenes. In my experience the banks have lost any personal service and the ability to make decisions outside of this system they have created.
    If you are one of the fortunate clients you may have a dedicated and professional banker that prepares well and does the necessary homework. But again through my experience , they aren’t paying much attention to pre-preparation or rectifying your credit status when possible , all valuable steps to take in order to set you up for the best possible results. There wasn’t any pre-credit check to ensure I had a clean credit score and I’m so glad I followed my gut and stopped the process.

    In hindsight , I now see the importance of the preparation before application.
    Sanette spent the necessary time preparing for each application. In our pre-credit check we dealt with 3 issues which we were able to resolve , I was advised to request a copy of all the relevant paid up letter to add to the application. We even found a legal note from my home bank incorrectly instated against my name , which I spend 2 weeks following up until they removed it.
    As the application and credit rating is system driven , Payneless bonds understand the importance of the initial credit check and using these results to prepare and clear issues that can be rectified.
    I can confidently conclude by saying , the results were systematically and strategically achieved, I have never experienced this level of dedication and commitment.
    Thank you Sanette Payne and Payneless bonds team for your efforts and the results achieved.

    Best Regards
    Russell

    Reply
11. 

    Joani & John. on May 28, 2019 at 11:44 am

    Being in the industry, doing transfers of property, one takes for granted what you “think you know”.. My fiancé and I recently purchased a property together. We submitted our application to Payneless bonds and WOW.. how my expectations were exceeded!!! The daily feedback, constant updates, friendly service, friendly help and all our questions being answered with a smile, always! I cannot even begin to explain the experience! What made it even more impressive was the knowledge Payneless bonds shared with us. What I thought I knew, has been improved drastically. Sanette and her teams’ knowledge is impressive! And, to top it all, they made it super easy for us to understand. They understand that people do not buy a property everyday. They explained it in layman’s terms that you do not have to be an expert to understand. All I can say, Payneless bonds.. Industry experts is un understatement!! Definitely my number one choice! Most importantly.. THANK YOU!!!!!

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12. 

    Michelle & Gerhard on June 14, 2019 at 1:03 pm

    Thank you Sanette and team for your professional service. We were updated regularly and received a favourable result. I would recommend PayneLess Bonds to anyone requiring a home loan.

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13. 

    Dawie on July 5, 2019 at 5:52 pm

    Sanette, Nicole & Alicia was uiters professioneel en effektief deur die hele proses. Hulle het dit regtig pynloos gemaak en ek kan hulle ten hoogste aanbeveel veral aangesien dit ons 2de keer was wat ons hul gebruik het met elke keer fantastiese diens. Baie dankie julle!

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14. 

    Denise on July 10, 2019 at 12:21 pm

    Thank you Sanette and Team on the outstanding service you provided me. I will definitely recommend you to anyone buying a new home. You are all AWESOME!!
    Best Regards,

    Reply
15. 

    Moira Annandale on August 5, 2019 at 7:50 am

    This is the 2nd time I’ve used Payneless bonds to assist in obtaining a bond. I am delighted to say that as with the first time Sanette and her team were able to secure us a fantastic bond. The team are professional and SO FAST. Feedback is given every step of the way. Advice and information is highly informative to allow one to make decisions. The team did a stellar job of negotiating with our bond provider and we could not have asked for a better result. What a blessing to work with this team.
    Sanette and your team thank you again for your knowledgeable, fast and kind service.

    Reply
16. 

    Brandon Bernard on August 9, 2019 at 10:21 am

    For someone who is working for a company registered outside of SA, being a contractor and “self employed” can be very difficult applying for a loan at any bank. After getting all my documents ready and sending it over to the banks for approval, the process was over before it even started. Sent in the 1st day. 2nd day approval was acquired. Payneless Bonds name precedes them, it is most definitely PAINLESS. Will be using their service again very soon for my next property. Recommend them to anyone.

    Reply
17. 

    Zandile Mampondo on September 13, 2019 at 9:50 am

    A smooth, efficient and painless experience. The team is professional and delivers excellent, quick service. It has been a pleasure!

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18. 

    Jaco & Nicole van Eden on September 18, 2019 at 12:11 pm

    We would like to thank Sanette & all the staff from Payneless Bonds. We cannot commend the team enough for their professionalism, advice,time,effort & assistance. We will def highly recommend them. Thank you, thank you. God bless.

    Reply
19. 

    Lynne Visser on September 30, 2019 at 7:51 am

    Ek het uitstekende diens gekry. Sanette het baklei vir ‘n beter koers vir my en het dit vir my gekry. Baie dankie.

    Reply
20. 

    Nolwazi Ndhlandhla on October 12, 2019 at 10:45 am

    Dear Paynelessbonds Team,

    Very few first time bond applicants get 105% from the banks. But you guys made it possible for me even at a decent interest rate. Thank you for your speedy work and always keeping me in the loop.

    Your name really says it all. My bond application process was absolutely PAINLESS… a dream actually.

    Thank you Thank you Thank you.

    Reply
21. 

    Helena Hurter on October 14, 2019 at 1:15 pm

    Thank you very much to Sanette and team for friendly, professional and efficient service. Thank you for negotiating with the bank of our choice for a lower interest rate – all done in a record time. Thank you for always providing us with feedback. You have really made the bond application process a “payneless” process. We appreciate your assistance.

    Reply